Account opening and monthly management fee payable. Personal bank account, only available to UK residents aged 18 or over. Proof of identity will be required. The thinkbanking account is a current bank account service held with the Royal Bank of Scotland Group but managed and provided by Think Banking Limited which is not part of the Royal Bank of Scotland Group. Telephone calls may be recorded for training and monitoring purposes.

MasterCard is a registered trademark of MasterCard International Incorporated. The Card is issued by Newcastle Building Society ("NBS") pursuant to licence by MasterCard International Inc. NBS is authorised and regulated by the Financial Services Authority as an issuer of e-money (registration no. 156058).

Think Banking Limited, Pennington House, Carolina Way, South Langworthy Road, Salford Quays, M50 2ZY Company registration number: 05530040. Registered in England and Wales. Copyright © 2011 Think Banking Limited. All rights reserved. Consumer Credit Licence No: 0594897.