How our current account works
Our unique two-account system will revolutionise the way you manage your finances. Both accounts work alongside each other perfectly to make sure all the financial commitments you've told us about are taken care of.
How does managed banking work?
Your incomeYour income is paid into your thinkbanking 'Salaries Account'.
Your commitmentsWe set aside the money you need to cover your regular commitments.
Your cashWe move the remaining funds into your 'Card Account'. Use your thinkbanking Debit MasterCard® to access them.
Our account is like no other. It gives you the complete peace of mind that comes from knowing you're covering your financial obligations every month - meaning you shouldn't have to worry about ever missing a payment again.
Not only that, but with thinkbanking you know exactly where you stand. You won't be dealt any nasty surprises like unexpected fees or charges.
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
Why choose a managed bank account?
Many people choose a managed bank account to organise their finances more effectively and gain more control over their spending.
If you're finding it hard to pay your monthly bills on time, or you can't keep track of where your money is heading, it's all too easy to find yourself in the red come the end of the month - and hit with unauthorised overdraft fees and bank charges for bounced payments.
A managed bank account gives you access to dedicated financial experts who'll help you budget for the things you need, put aside the necessary money and help you make sure your regular payments are made on time, every time.