Do I qualify for an account?

No credit checks and a decision within minutes

It's easy to qualify for a thinkbanking account - and because we don't need to perform any credit checks, we can usually complete an account application within minutes!

Providing you're a UK resident aged 18 or over, the thinkbanking account could be open to you. In fact, we can approve your application as soon as you've proved your identity and address.

Proving your identity

Your security is extremely important to us, and before we can open an account in your name, we'll need to verify your identity and address.

We can normally verify your details on the phone, but may need to see some actual documents. Further details will be explained by us when you apply.

Acceptable forms of identification

Before you apply to open a thinkbanking account, we will need to ask you for documents proving your identity and your address. This is a legal requirement. In most cases we'll be able to verify your identity over the phone - but if we can't, your Banking Adviser will tell you what kind of documents we need.

It's easy to qualify for a thinkbanking account and we can usually complete an application within minutes!

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The Fairbanking Mark

Our current account has been granted a 3 star accreditation from the fairbanking foundation.

No UK banking product has been granted higher than a 3 star rating to date.

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Apply for an account

Applying for an account is easy! Call us today or use our simple online application.

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Award-winning service

As part of the Think Money Group, our commitment to being a first-rate provider of financial services and advice has been recognised many times.

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thinkbanking Debit MasterCard®

Our thinkbanking card gives you instant access to your cash.

  • Access cash easily
  • Accepted worldwide
  • £450 daily limit
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Ways to bank with us
  • Internet banking
  • Telephone banking
  • Mobile SMS banking
  • thinkbanking Debit MasterCard®
  • Cashpoint
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