What does it cost?

There is a set-up fee of £25 (£30 for a joint account) and a monthly administration fee of just £14.50 (£19.50 for a joint account) applies.

What you get

All the benefits - and no nasty surprises

Your monthly fee entitles you to all the benefits you'd expect from a first-rate bank account, such as Direct Debit and standing order facilities, free text updates, free online banking and a thinkbanking Debit MasterCard® you can use to withdraw cash, make purchases and get cashback.

But that's not all

It also pays for access to our unique Money Manager service. You'll enjoy complete peace of mind from knowing the regular financial commitments you've told us about are being paid.

It's easy to qualify for a thinkbanking account and we can usually complete an application within minutes!

What you don't get

No unexpected fees - just an honest, personal service

You don't get charged any 'hidden' payments. Once you've opened your thinkbanking account, everything's included in one monthly administration fee... so you always know exactly where you stand.

You won't be hit with costly fees for going into the red, nor will we charge you for bounced payments, so put an end to unexpected bank charges and apply for your thinkbanking account today.

Please note: there may be a 2% charge of the transaction amount (including cash withdrawals) when using your card in certain countries.

Text updates and online banking are free to receive. Your service provider's normal rates still apply. Subject to fair use policy.

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The Fairbanking Mark

Our current account has been granted a 3 star accreditation from the fairbanking foundation.

No UK banking product has been granted higher than a 3 star rating to date.

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Apply for an account

Applying for an account is easy! Call us today or use our simple online application.

Apply now
Award-winning service

As part of the Think Money Group, our commitment to being a first-rate provider of financial services and advice has been recognised many times.

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thinkbanking Debit MasterCard®

Our thinkbanking card gives you instant access to your cash.

  • Access cash easily
  • Accepted worldwide
  • £450 daily limit
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Ways to bank with us
  • Internet banking
  • Telephone banking
  • Mobile SMS banking
  • thinkbanking Debit MasterCard®
  • Cashpoint
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