Joint bank account
All the benefits of a thinkbanking account for you and your partner
Want a bank account in both your name and your partner's name? No problem.
Signing up for a joint account with thinkbanking is just as easy as signing up for a single account. To apply, all you have to do is fill in our online application form, or call us on 0800 074 7772.
Benefits of a joint account
If you're married or in a long-term relationship, it may make sense to combine your finances and enjoy all the benefits of a thinkbanking account together.
A joint account makes things simple. It can be easier to budget for all your shared costs - mortgage/rent, bills, food, etc. Once your essential costs have been covered, you'll both know exactly how much you have left to spend on other things.
Getting a joint account could also save you money: while a single thinkbanking account costs £14.50 a month (plus a £25 set-up fee), a joint account costs just £5 more at £19.50 a month (plus a £30 set-up fee).
It's easy to qualify for a thinkbanking account and we can usually complete an application within minutes!What you'll get with your account
Help with budgeting
At the start of the month, we'll put your money into two separate accounts - one for bills and other essentials, and one for spending. This means you'll know exactly how much you can safely spend on other things after your essential expenses have been covered.
No more hidden charges
Our message is clear: we'll never charge you for bounced payments or unauthorised overdrafts, like other banks can. With thinkbanking, you'll pay a flat monthly fee and that's it.
Personal service from a Money Manager
Let a real person help you with your finances. If you ever have any questions or queries about your thinkbanking account, or anything else to do with your finances, a Money Manager will be happy to help.
Your own thinkbanking Debit MasterCard®
You'll both receive your own thinkbanking debit cards, which can be used in most shops, restaurants and cashpoints where you see the MasterCard Acceptance Mark.
Manage your account by phone, text or online
We've made it easy to manage your account no matter where you are. If you're in a hurry or on the move, you can simply send us a text to check your balance, make changes to Direct Debits and more. Or you can log in online to take advantage of our easy-to-use online banking service.