thinkbanking's Money Manager service
A bank account from thinkbanking gives you all the benefits of a managed bank account - including access to our very own dedicated Money Managers.
Benefits of access to our Money Managers:
- Peace of mind - knowing that all your financial commitments you've told us about are being looked after
- Speak to real people who know your finances
- We don't charge unauthorised overdraft fees or charges for bounced payments, as all your financial commitments are managed for you, by us
Experts taking care of your finances
Unlike other accounts, thinkbanking gives you someone who really thinks about your finances. As soon as you join us, you'll get to know our dedicated Money Managers - our team of in-house experts who are there to make sure your finances run smoothly.
You can talk to our Money Managers as often as you want - they'll be happy to deal with any queries or instructions, quickly and efficiently. And, because they keep track of your finances on your behalf, they'll let you know if they see any potential problems and find ways to fix them.
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
Five ways our Money Managers will help you
1. Spreading the cost
First of all, they'll look at your income and expenditure so they can work out the best dates for your monthly commitments to be taken from your account, based on when your income is paid in. That way, there should be no nasty shocks when you can least afford them.
2. Avoiding charges
Secondly, they'll set aside enough to cover your regular payments from your Salaries Account: your rent / mortgage, utilities, Council Tax and any other monthly commitment. They'll help you set up Direct Debits, standing orders, BACS and cheque payments so they're paid on time, every time - meaning you won't have to worry about late payment charges or arrears building up.
3. Accessing your money
They'll send you your thinkbanking Debit MasterCard®, giving you easy access to the cash you have in your Card Account. You'll be able to use it at millions of places where you see the MasterCard® Acceptance Mark to withdraw cash, get cashback and make purchases in stores, restaurants and online. And, should you ever lose your card, simply contact a Money Manager. They'll make sure you have access to your money before your replacement card arrives.
4. Keeping you on the right track
Once your account is up and running, our Money Managers will regularly check to make sure you can continue to meet your payments. If an unexpected expense means you're in danger of not having enough in your account to cover your costs, they'll contact you with suggestions on how to fix the problem. Whether we need to amend an instruction, or transfer funds from your Card Account to cover a larger-than-expected bill, rest assured that our managed service will help keep your finances under control.
5. Expert help whenever you need it
You can always call one of thinkbanking's Money Managers to discuss any aspect of your finances - whether you need to discuss an urgent change or get some friendly advice on new or existing payments. They have all the details of your account so they'll be able to provide practical help that's just right for your situation. It's just one more way that we help you make the most of your money.
Find out more about how the thinkbanking account works and how it could benefit you.