What do you get?
thinkbanking - a personal alternative
The thinkbanking current account offers all the benefits of having your monthly finances managed by real people - who will work with you to help you make your regular bill payments and commitments on time.
But that's not all. You also get:
- Simplicity:
An easy way to manage your finances - Expert budgeting help:
Expert Money Managers helping you budget for your bills - Easy access to your money:
A thinkbanking Debit MasterCard® - Complete control of your finances:
Control your bank account the way you want to - online, SMS and automated banking - Rewards:
Save money - even when you're spending it!
With a thinkbanking account, you get all of this... and so much more.
It's easy to qualify for a thinkbanking account and we can usually complete an application within minutes!Simplicity
Your finances are managed for you, by us, which means you don't have to worry about remembering to pay regular bills on time or whether you're spending money you haven't got.
What's more, our revolutionary two-account system gives you the peace of mind that comes from knowing that as long as nothing changes, you'll never miss a bill payment that you've told us about again.
Expert budgeting help
Our Money Managers will look after your monthly outgoings, helping you to make sure your account runs like clockwork. They'll help you arrange Direct Debits and standing orders, make payment transfers and give you guidance when you need to talk about any financial issues.
So we'll never charge you for late payments. And when you know exactly what you have available to spend, it's much easier to live within your means - which means no overdraft fees.
Easy access to your money
Enjoy easy and instant access to your money - worldwide. You can use your thinkbanking Debit MasterCard to withdraw cash, buy online and go shopping.
And with the safety of MasterCard® SecureCode™, you can shop online knowing you are benefiting from the added protection it provides.
Complete control of your finances
With over 17 years' experience helping people with their finances, we understand the importance of convenience and having things exactly the way you want them - which is why you can manage your account online, via SMS and by automated phone calls.
Rewards while you're spending
At thinkbanking, we like to save you money - even when you're spending it!
Shop online through our internet banking service and you could get cashback on purchases at many of your favourite retailers.
It's a special deal we've arranged with all kinds of leading high street and online retailers - and it's simple to benefit.
As a thinkbanking customer, all you'd need to do is:
- 1) Log in to internet banking
- 2) Click the 'Rewards' link
- 3) Shop at your favourite stores through our Rewards site
- 4) Earn cashback - deposited into your Card Account
It's one more reason to have a thinkbanking account.
Whatever your situation, you can apply for a thinkbanking account - the account unlike any other.
Whether you've got a poor credit history or you'd simply like some help budgeting, the thinkbanking account is open to everyone.