Refused a bank account because of bad credit? We won’t.
If you’ve been turned down for a bank account by one of the high street banks you’re not alone: Many people apply for accounts and find that they are turned away due to bad credit, or some aspect of their financial history that affects their credit rating.
At think banking we like to think differently.
No credit checks!
At think banking, we believe that everyone is entitled to a bank account and won’t judge you on your past history - so we don’t even conduct credit checks.
When you join think-banking, you aren’t signing up to an anonymous service that penalises you for your financial problems; instead you get a personal service that works with you to prevent those problems. All you need to open an account is proof of I.D.
Say goodbye to overdraft fees, late payment and default charges!
Unlike banks who charge their customers for unauthorised overdraft fees, late or bounced payment charges, think-banking gives you all the help you need to make sure that you don’t incur any unexpected fees.
All this and more for just £12.50 per month and a one-off set up fee of £25. Great news for joint account holders! You can have an additional second card for only £5.00 per month.
What we give you
Peace of mind
Our managed bank account ensures that all your financial commitments are being paid and your finances are constantly monitored.
Your own personal Money Manager You’ll get a named person, based here in the UK, who will be your single, constant point of contact for all aspects of your account. You can trust them to know all about your account and you won’t get passed from one person to another whenever you have a query or a question. They’re available to sort out everything from direct debits, standing orders and administration to advising on any aspect of your account.
An end to bank charges We'll never charge you for unauthorised overdrafts, bounced payments or the like. And because we're looking after your account you can rest assured the things you need to pay get paid.
