Bank accounts for bad credit
If you've got a bad credit history, you may have been turned down for current accounts elsewhere.
That won't be the case when you apply for one of thinkbanking's bank accounts for bad credit. Once we've confirmed all the necessary details, we can normally approve an application within minutes and have your account up and running soon after.
Our account isn't just a bank account for bad credit, though. It's so much more than that.
The thinkbanking account is there to help you budget, it's there to help you make sure all your regular financial commitments are met every month... but more importantly, it's there to give you complete peace of mind. The peace of mind that comes from knowing that with us, you'll never miss a payment (providing you've got enough money in your account), never go overdrawn, and never pay any unexpected bank fees again.
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
What are bad credit bank accounts?
Bad credit bank accounts are also known as basic bank accounts. And just as the name suggests, they offer just the 'basic' features you'd expect from a bank account.
However, thinkbanking's current account is an exception... our account is far from basic.
In fact, we believe our account is amongst the best when it comes to offering the best features and the best possible level of personalised service.
It may be a basic bank account that's open to people with bad credit, but that certainly doesn't mean there's anything basic about the service you'll receive from us.
The thinkbanking account - what do you get?
Our bad credit bank account is packed full of great features to help you remain in full control of your finances, at all times.
Take our Money Manager service, for example. A team of dedicated in-house experts handling your finances for you. Every month, when your salary is paid into your account, they'll help set aside enough money to meet all the regular financial commitments you've informed us about.
Once your essential costs have been covered, they'll transfer the remaining money from your Salaries Account into your Card Account - which you can access by using your thinkbanking Debit MasterCard®.
They're not just there to move money around, though. If you need to make a change to your account, for example, or talk about your finances, our Money Managers will be on hand to deal with your requests and answer any questions you may have.
We understand the importance of having someone there for you when you need them.
We also understand the importance of convenience, and that's why you can access your thinkbanking account using our state-of-the-art online banking service.
All in all, it offers so much more than many other bank accounts for bad credit.
Instant approval - even with a bad credit history
Our account is an account with no credit checks, so having bad credit won't get in your way anymore.
At thinkbanking, opening a bank account with bad credit isn't a problem... in fact, we can approve your application and open your account as soon as you've proved your identity and address; it's as simple as that.
Don't let bad credit hold you back - apply for one of our bank accounts for bad credit today.