A basic bank account with benefits
Would you like more from your basic bank account? Would you like access to a team of specialists who can help with budgeting? Would you like a basic bank account that only lets you spend what you have, so you shouldn't go overdrawn? Would you like a basic bank account that people with no proven credit history or a poor credit history can apply for?
If you would like these benefits and more, apply for a basic bank account with thinkbanking.
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
Experts in budgeting
Our Money Managers are experts in budgeting, so you don't have to be! Whether you're a student, parent, young person or pensioner, you could benefit from our help with managing money. It doesn't matter what stage of life you have reached, the budgeting service can be helpful to many people. You simply need to be 18 or over, resident in the UK and able to confirm your identity to qualify.
We can help you budget to pay your bills, whether you are paid weekly or monthly, receive benefits and/or salary. Just remember to tell our Money Managers when you will have money coming into your basic bank account. They will then hold back the money for the regular bills you've told us about and the money that's left over is safe to spend on non essential items.
The Money Managers and the budgeting service can help people to watch every penny or make their pounds stretch further. It can also save time for those who find budgeting too time consuming. For example, families have many costs to factor into daily life. They can be reassured that with this basic bank account - the important costs they've told us about are taken care of before anything else.
Extra benefits with the basic bank account
We can arrange Direct Debits and standing orders and you don't have to write cheques - our Money Managers can make payment transfers on your behalf, leaving you free to do other things.
You know the money in your account is OK to spend, because your regular bills have been budgeted for. The account also features secure internet banking.
We're here to help
It's really easy to check your basic bank account balance, or make account changes online, or on the phone. Online, you can tell us about any new payments, view recent transactions and statements and even tell us about your Direct Debits.
If you prefer to speak to someone on the phone, our Money Managers are available for any query to do with your basic bank account from 8am until 8pm Monday - Thursday, 8am until 6.30pm on Fridays, and 8am until 4.30pm on Saturdays. You can also request live balance updates to your mobile, or find out about your most recent transactions.
We make it easy for you to keep in touch with us and check up on your basic bank account. We know it should make it easier for you to plan ahead, when you know what you have available to spend.