How could our basic bank account help?
Imagine a new kind of Basic Bank Account
Imagine a bank account that helps you budget and stops you from going overdrawn. This basic bank account sends updates to your mobile whenever you request them and you could access it online. What's more, you could phone someone in the UK to talk about your account, even in the evenings and on Saturdays, and they would be happy to help you.
Welcome to the basic bank account from thinkbanking. How can we help you?
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
Open a basic bank account
Anyone can apply for this account, regardless of credit history or income. This is a basic bank account with no credit check, so those with poor or unproven credit history could still be accepted.
What's more, we provide a budgeting service with our basic bank account. If you have ever found it difficult to manage your money, you are likely to benefit from dedicated budgeting help. We offer this service as standard with this account.
Our friendly and helpful team of banking advisers can help you to open a basic bank account. We just need to check you are 18 or over and resident in the UK and verify your identity. Once we have done this and received your signed application form we can open your account - we'll send you a pre-paid envelope to return your form.
Remember, this is a basic bank account with no credit check, so you could be accepted even if you have been turned down elsewhere. If you would like to open a basic bank account with thinkbanking, you can call us to apply or submit an online application and we'll call you.
What you can expect from your basic bank account
Our Money Managers can help our customers to budget, down to the last pennies coming in and going out. You may have a weekly salary, an occasional bonus, or receive other income. It's our Money Managers job to help you budget for the essential bills you've told us about. What's left over is yours to spend on what you want.
For even more budgeting help, you can request an update to your mobile with details of your last five transactions, or you can call our UK based team for more complicated enquiries.
In addition we offer internet banking so you can manage your basic bank account online. There are many useful things you can do with your basic bank account online for when you haven't got time to call.
How can we help you?
If you're new to using an online basic bank account, call us and we'll help.
We can help people to budget and avoid bank charges for bounced payments or use of overdraft fees. By telling us what you need to pay, we should be able to help you avoid missing payments in the future.
Even if you did miss a payment, we wouldn't charge you for it. All we ask is that you keep us up to date with your bills and your income and then we can help you with your budgeting.
Apply for a basic bank account online, or call our team of dedicated advisers today and see how we can help you.