Open our basic bank account
Changing bank accounts should be a painless experience and can yield many benefits.
It's simple to get a basic bank account when you apply online - and with extra features, such as help with budgeting, the thinkbanking account could make managing your money more straightforward.
Perhaps you're concerned that you can't change your bank account because you won't be accepted? We think opening a basic bank account with us is surprisingly simple and we don't run credit checks.
As long as you can prove you're 18 or over and resident in the UK (and we can verify your identity), we could open the account for you. Once the account is open, we can arrange the Direct Debits you tell us about and help you to budget for your bills.
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
How do I open a thinkbanking account?
You can call us to open a basic bank account or apply online. The online application shouldn't take long and one of our team will call you back.
We will need to run a check to verify your age and identity, but this is not a credit check. All being well, we can then open the account once we have received your signed application form - we will send you a pre-paid envelope to return this.
A reassuring service
Opening a basic bank account with thinkbanking could be a sensible option for anyone worried about overspending. In particular, this account provides a useful budgeting service, which could help to curb overspending for some, and should remove the need for an overdraft.
Whereas some banks can refuse people on the grounds of their credit for some accounts, the thinkbanking basic bank account is open to all proven UK residents age 18 or over with any kind of credit history. This means opening a basic bank account with us could be simpler than opening one with credit checks and may save you time.
It might reassure you that even with little or no credit history, our basic bank account is still open to you. Also, anyone who finds they never budget well enough to pay their bills at the end of the month may be reassured by the help of the UK Money Managers, who are at the end of the phone on weekdays, weekday evenings and Saturdays.
Basic bank account - apply online
You can submit an online application and someone from our team will call you back or you can call the number at the top of the page.
The account comes with online banking, meaning you can keep track of your balance from the convenience of your own home. You can also make payments and tell us about Direct Debits online.
If you can't call or get to a computer, you can also text in for up-to-the-minute SMS updates and details of your last 5 transactions.
We believe that whatever your credit history, you could benefit greatly from our dedicated help with budgeting.