Credit cards
We offer a lot more than bank accounts. As part of the Think Money Group, we provide access to a comprehensive range of financial products & services, including credit cards.
The days when a credit card was just an easy way to access instant credit are long gone. Today, you'll find all kinds of credit cards, each one offering different benefits - and helping people in very different ways.
Our free credit card comparison table makes it easy to compare the best offers, so you'll know the one you apply for is the one that's just right for you.
A quick look at the different kinds of credit card:
0% Purchase card
During the promotional period, you'll pay no interest on your purchases as long as you make the minimum payment. This gives you time to clear your balance (or at least seriously reduce it) before it accrues any interest at all.
Very useful if you're planning on making one-off expensive purchases. Clear it in time and it's a lot like an interest-free loan - it won't cost you a penny more than you spent in the first place.
0% Balance transfer card
If you're already carrying credit card debt, a balance transfer card could help you repay what you owe, simplify your finances and save you a lot of money along the way.
During the promotional period, as long as you make the minimum payment, you'll be charged no interest at all on balances you've transferred from other credit cards, which mean your debt's no longer growing while you focus on clearing it. Plus, replacing multiple debts with just one can really help you stay on top of your finances with a lot less effort.
Transfer & purchase card
Why choose between a 0% purchase card and a 0% transfer card? You could enjoy both benefits with a single card, giving you a low-cost way of clearing your existing balance, as well as easy access to interest-free credit if you need it.
For people who'd like one card that does it all, this type of credit card really can provide the best of both worlds.
Low-rate card
Rather than 0% for a limited period, how about a card with an interest rate that starts low - and stays there?
In many cases, that rate could be lower than you'd find on a personal loan, making low-rate credit cards an excellent way of borrowing money you're not planning to repay in the short term.
Rewards & cashback cards
You could actually make money by spending money. And the more you spend, the more you'll make - whether it's actual cash or Airmiles and vouchers that are as good as cash to so many people.
If you use your card a lot, this could be a great way to make money without making any effort. Just make sure you repay the balance before it has a chance to accrue interest, or the interest charges are likely to outweigh the rewards you're earning.
Bad credit
Also known as 'credit builder cards' - a name which explains one of the benefits of a bad credit credit card.
These cards are available to people whose credit ratings mean banks won't offer them a 'standard' card. The interest rates might be higher, but they give holders a chance to improve their credit rating by using the card responsibly and paying off the balance as agreed.
Credit cards are provided by third parties and are subject to eligibility, status and terms and conditions. Applicants must be UK residents aged 18 or over. Credit card deals are based on our external partners available deals.