How the account works

The think-banking account gives you the advantage of two special accounts that work together to take care of your financial commitments - whilst looking after your personal spending needs.

Your think-banking account gives you the peace of mind that comes from knowing there’s enough money set aside to meet all your financial obligations.

We do this in three easy steps:

Step 1

Your income is paid into your Salaries Account

Step 2

Your personal Money Manager will set aside the money you need to pay your regular commitments.

Step 3

We transfer the remaining funds into your Card Account, which you use when you pay with your card or withdraw cash at cash machines, shops and restaurants.

To find out how think-banking can help you manage your finances easier click here >>

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Account opening and monthly management fee payable. Personal bank accounts only. Proof of identity will be required.
The think banking account is a managed bank account run by think banking and held with the Royal Bank of Scotland.

think banking, Pennington House, Carolina Way, South Langworthy Road, Salford Quays, M50 2ZY
Company registration number: 05530040. Registered in England and Wales.

The think banking card is issued by Newcastle Building Society pursuant to licence by MasterCard International Incorporated or its affiliates.
Newcastle Building Society is authorised and regulated by the Financial Services Authority and is entered in the Financial Services Authority Register
under Registration No. 156058