IVA bank accounts
If you're looking for an IVA bank account, you've come to the right place. The thinkbanking account is open to everyone, regardless of their credit history.
If you're in an IVA - or about to enter one - and you're looking for a bank account, this could be just what you're looking for. Not just because it's open to people with a bad credit history, but because it could be an excellent partner to your IVA.
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
Bank accounts for IVAs
Most people with a bad credit history will know how much it can stop them enjoying the best financial services, from credit cards to current accounts.
Here at thinkbanking, we think that's wrong. In many cases, the people who've run into financial problems in the past are the ones who really want help with their finances today.
That's why basic bank accounts exist, but they're not always the answer. Basic bank accounts might be open to someone in an IVA, but can they actually help them to bring their IVA to a successful conclusion?
Our IVA bank account can help you budget for payments towards an IVA. And since there's no credit check, we can open your account as soon as we've verified your identity and address.
The right bank account in an IVA
Our current account offers something you won't find on any basic bank account. We provide a budgeting service that's personally handled by our Money Managers dedicated to helping make sure your bills are paid on time, every time.
By managing your mortgage/rent, utility bills and other essentials every month, we can make it so much easier to ensure you stick to a budget and keep to the terms of your IVA all the way through, making every single payment exactly as you agreed to.
That means you're free to spend your remaining money without worrying about missing your IVA payments or your other essential bills.
Our advisers have plenty of experience working with people in financial difficulties up to and including bankruptcy. If you're in an IVA, we could provide exactly what you're looking for - a budgeting service that holds back money for you to pay your bills, as well as access to money saving advice when you need it.
That's what makes thinkbanking the right bank account whilst on an IVA.
Not just an IVA bank account
Having said that, our bank account appeals to people in all kinds of financial situations, not just people who are in an IVA, or struggling with financial problems or bad credit. A budgeting service; a guarantee of no hidden fees; phone, SMS & online banking - it's easy to see why so many people are turning to thinkbanking.
We provide:
- Transparency. No hidden fees or sudden surprises. Always know exactly what you're paying per month.
- Personal service. We're committed to delivering a personal, and personalised, service. Bank the way you want to, by phone, internet or SMS - and if you ever have questions that need answering, our Money Managers are there for you.
- Peace of mind. You'll know the bills you've told us about are getting paid on time. You'll know your 'spending money' really is just that - and thanks to your Debit MasterCard®, accessing your cash is easy.
Open a current account with us. Apply online now.