A dedicated expert that will oversee all your financial commitments and work with you to ensure they are met each month.
Telephone Banking
With our easy to use telephone banking service you can access all your account information, check balances and request new
instructions in a phone call.
Salaries Account
Your wages or salary is paid directly into this account where money will be held to cover all your monthly bills. If you’re weekly paid, the total monthly amount can be divided into four and this sum is held each week.
All remaining money from your Salaries Account is transferred into this account; it is normally available before 10.30am on the day cleared funds arrive.
Standing Orders
A standing order is an instruction a bank account holder gives to their bank to pay a set amount at regular intervals to another account. The instruction is sometimes known as a banker's order.
An agreement which authorises one organisation to debit money from the bank account of another individual or organisation on a regular basis.
SMS
'Short Message Service' - Text messages that can be sent to a mobile phone. With think-banking you can choose to receive transaction and balance confirmations by text.
The 'Bankers Automated Clearing System' allows automatic payments to be made from one bank account to another and can be used for paying salaries and other regular payments, including direct debits.
Credit Interest
Credit interest is paid at a rate of 3% below The Royal Bank of
Scotland’s base rate.
How do I get an account?
Setting up an account is quick and easy - simply call one of our dedicated banking advisers on the number below or request a free call back using the form on this page.