No credit check bank accounts
Unfortunately, having a bad credit history can mean your access to certain financial products can be restricted - including a bank account.
But that's not the case with thinkbanking.
Our bank account is what's known as a 'no credit check bank account', which means we don't need to check your credit history to approve your application.
So it's not a problem if you've got bad credit... and it's not a problem if you've had applications for other bank accounts turned down in the past. That doesn't matter to us. What matters to us is that you receive an outstanding and truly personalised banking service - something we're experienced in providing.
So if you're looking for a bank account with no credit check, you've come to the right place.
If you're aged 18 or over and a UK resident then you can apply for a thinkbanking account today!
An account with no credit check
The thinkbanking current account isn't like other bank accounts. We pride ourselves on being different, striving to put ourselves ahead of the competition.
It may be an account with no credit checks, but that doesn't mean the features you receive will be 'basic'.
What you get is far from the 'average' basic bank account.
What do I get with the bank account?
thinkbanking's account isn't like other bank accounts. We offer you a truly personalised banking service - one we're extremely proud of.
Our revolutionary two-account system gives you something most current accounts can't provide: complete peace of mind.
The money you earn/receive each month will be paid into your 'Salaries Account'. From there, our Money Managers will make sure funds from your account are put aside for all the regular financial commitments you've told us about, then transfer the remaining amount into your 'Card Account'.
This gives you the peace of mind that comes from knowing the money in your Card account is there to spend on whatever you want, whenever you want. Enjoy all the freedom and security our Debit MasterCard® offers - and never risk spending money you don't have.
Our Money Managers don't just cover your monthly commitments, though; they're also there to handle Direct Debits and standing orders. Plus, if you ever have any questions about your finances, they're on hand to provide the answers you're looking for.
With a thinkbanking current account, you'll never go overdrawn again
The thinkbanking account offers a lot more than access to our Money Managers. It also gives you access to online banking and a range of innovative SMS banking services.
What it doesn't come with is an overdraft - but with our team of dedicated Money Managers handling all your regular commitments for you, you won't need one.
With thinkbanking, you'll never go overdrawn again.
With our help, you can put an end to late payment fees and unexpected charges, and welcome real help with your finances from real people.
Don't let having a bad credit history get in your way any more; apply for your thinkbanking account today.