Open a bank account

You can apply for a bank account with thinkbanking today. It's easy: just call the number on this page to talk to one of our advisers. They'll answer any questions you may have and make sure you know exactly what you're signing up to.

Open a bank account online

You can apply online, too. Fill in this form and one of our advisers will take you through the application process.

Since there's no credit check required, you won't even have to wait while we carry one out. Your account could be approved within minutes.

Why don't we carry out credit checks? Because there are absolutely no restrictions on opening a new bank account with us. As long as you're a UK resident aged 18 or over, we guarantee you can apply for a bank account with us.

Of course, nothing is more important than your security, so you will have to prove your identity, as you would with any financial service.

Is it a basic bank account?

Not everyone can open a 'standard' current account. A lot of people will find that a poor credit rating gets in the way - that banks simply won't let them open an account because of the way they've handled their finances in the past.

However, a bank account is pretty much an essential part of the modern world, so banks provide basic bank accounts to give people in that situation access to banking services.

But basic bank accounts are just that - basic. Our current account offers far more than a basic bank account. Even though it's open to people with poor credit ratings as well, plenty of people with an excellent credit history are enjoying the benefits of thinkbanking right now.

Apply for a bank account today

If you're looking for a current account that gives you a unique budgeting service, a guarantee of no hidden charges, access to expert advice, online banking, SMS banking and so much more, apply for a new bank account with us today.

To apply for an account, just give us a call or fill in the form. Any of our advisers would be happy to explain the account's benefits, answer any questions you may have - and get your application started. The account starts from £14.50 a month with a set up fee of £25 for a single account.

Text updates and online banking are free to receive. Your service provider's normal rates still apply. Subject to fair use policy.

Apply for your account in 3 simple steps. Before you begin please make sure you agree to the following statements:

  • I am a UK resident
  • I am aged 18 or over
  • I can provide proof of identity
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The Fairbanking Mark

Our current account has been granted a 3 star accreditation from the fairbanking foundation.

No UK banking product has been granted higher than a 3 star rating to date.

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Award-winning service

As part of the Think Money Group, our commitment to being a first-rate provider of financial services and advice has been recognised many times.

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Accepted identification

In most cases we can verify your identity over the phone - but if we can't you can view our full list of accepted documents here.

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